A British style fixed rate loan, with the rate fixed for just the initial 3 or 5 years. Some costs of holiday home ownership can be unpredictable in the early years, or take time to adjust too. A fixed rate will help you to plan for this change, and enjoy your new holiday home better as a result.

Mortgages are for a variety of terms, at attractive rates, and can cover up to 80% of the value of the property or purchase price ( whichever is lower ), for either purchase or refinance.

Full details of rates and lending terms are contained below in our mortgages at a glance guide.